---
title: "Product Liability Insurance Singapore — Manufacturers, Importers & Sellers | Ivan Insurance Brokers"
description: "Cover for claims arising from products you make, import, distribute or sell — including injury and property damage to customers. Compare options through a MAS-licensed broker."
url: "https://www.ivaninsurance.com/product-liability-insurance"
language: "en"
---

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[Home](/) › [Products](/products) › Product Liability Insurance

Liability

# Product _Liability_ Insurance

If a product you make, import, distribute or sell causes injury or property damage, the claim can land on you. Product liability insurance protects your business from these claims and the legal costs that come with them.

[Get a Quote](/contact#quote)[WhatsApp Us](https://wa.me/6591590039?text=Hi%20Ivan%20Insurance%20Brokers%2C%20I%20would%20like%20a%20product%20liability%20quote.)

ManufacturersImporters & distributorsOnline sellers

Who It's For

## Who Needs _It_

### Manufacturers

Food, cosmetics, electronics, machinery and any goods you produce.

### Importers and distributors

You may be held responsible for products made overseas.

### Retailers and e-commerce

Shops and online sellers — often required by marketplaces and large buyers.

What You Get

## What It _Covers_

### Typically covered

  * Bodily injury to third parties caused by your products
  * Damage to third-party property caused by your products
  * Legal defence costs and awarded damages
  * Products sold overseas \(territory to be agreed, e.g. USA/Canada\)

### Typically not covered

  * The cost of replacing or repairing the faulty product itself
  * Product recall costs — available as separate cover
  * Products that fail to perform as promised without causing injury or damage
  * Known defects not disclosed to the insurer

####  Real-World Example

A food manufacturer discovers that a batch of packaged sauces caused allergic reactions in 15 consumers. Several file claims totalling S$180,000.

**How the policy responds:** Product liability covers the injury claims and legal defence, preventing a single batch defect from threatening the business. Recall costs would need separate product recall cover.

Quick Answers

## Common _Questions_

I only resell products. Do I need this?

Yes, if you sell under your own name, import from overseas or cannot easily pass the claim back to the manufacturer.

I export to the USA. Is that different?

USA and Canada sales usually cost more to insure because claims there are larger. Tell us your export markets so the policy covers them.

Can I combine it with public liability?

Often yes — many insurers offer a combined public and product liability policy, which can be simpler and better value.

## Protect Every Product You Sell

Tell us what you sell and where — we'll compare cover across insurers.

[Request a Quote](/contact#quote)[WhatsApp 9159 0039](https://wa.me/6591590039)

Related Cover

## Businesses Also _Consider_

### [Public LiabilityClaims from your premises and operations.Learn more →](/public-liability-insurance) ### [Business InsuranceProtect your stock, premises and income.Learn more →](/business-insurance) ### [Cyber InsuranceEssential for online sellers.Learn more →](/cyber-insurance) ### [Directors & OfficersProtect your leadership team personally.Learn more →](/directors-officers-insurance)

Looking for other insurance? [Browse all our insurance products →](/products)